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Capstone Law, LLC has been designated as a debt Relief agency by Congress. We help people file for bankruptcy protection under the Bankruptcy Code.

Affordable Bankruptcy Program

The Affordable Bankruptcy Program involves a two-contract approach to filing chapter 7 bankruptcy. The first step of the Two-Contract Procedure does not contemplate a complete bankruptcy filing. Only filing the bare essential (“Bare Bones”) documents to get a bankruptcy case will be filed with the bankruptcy court and the court filing fee will not be paid in full.

After the Bare Bones are filed with the court, you will be required to sign a second engagement agreement and authorization for automatic withdraw to engage the firm to complete the bankruptcy case. You will also sign an acknowledgement of the following:

  1. The Firm has made you aware of other potential ways to pay for attorney’s fees and costs other than through the Two-Contract option. Alternative options include client paying the Firm in full prior to filing either by installments, or in one lump sum, which client understands would cost less than the cost of the Two-Contract Procedure;
  2. After filing of the emergency Petition under the Two-Contract Procedure, you have the following three options for post-petition legal services:
    1. You can complete your case pro se;
    2. You can hire another bankruptcy attorney to complete the case; or
    3. You can hire the Firm to complete the case;
  3. If you do not hire the Firm to complete the post-petition legal services necessary to complete the case, you must do the following to complete the case or the case may be dismissed without a discharge:
    1. Pay the court filing fees by the dates shown on the Application To Pay Court Filing Fees in Installments;
    2. File the completed statements, schedules and related documents with the court within 14 days of filing the emergency petition, including without limitation Schedules A, B, C, D, E, F, G, H, I, J, Statement of Financial Affairs, and Chapter 7 Statement of Intention. These form can be found at http://www.uscourts.gov/forms/bankruptcy-forms;
    3. Provide pay advises for the sixty (60) day period immediately before filing the case to the Chapter 7 Trustee within 45 days of the filing of the emergency petition;
    4. Provide the Bankruptcy Trustee with copies of your most recently-filed state and federal tax returns, account statements for each account open that includes the date on which your case was filed, and any other documents requested or required by the Bankruptcy Trustee and/or Court.
  4. If you do not hire the Firm for post-petition services the Firm, Pursuant to Rule 2091-1 of the Local Rules of Practice of the United States Bankruptcy Court for the District of Utah (the “Local Rules”), the Firm may file a motion with the Court to withdraw as counsel, but will remain as attorney of record and is obligated to continue to represent you in all respects until such time when the case is closed, dismissed or the Court enters an Order authorizing the Firm to withdraw from the Case.
  5. You have had the opportunity to ask questions about the Two-Contract Procedure and obtain answers to those questions before signing this Disclosure, and you do so consciously, freely, and without duress.

Disclaimer

Capstone Law, LLC has been designated as a debt Relief agency by Congress. We help people file for bankruptcy protection under the Bankruptcy Code.  The use of this website, including without limitation, submission of a contact form to communicate with the law firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

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File Fast With Our
Affordable Bankruptcy Program

Eliminate the cost hurdle to get your case filed.

Get your case filed fast for $0 Down. That’s Right! Our Affordable Bankruptcy Program will get your case filed to stop garnishment, repossession, foreclosure, and creditor actions…and then we’ll setup small monthly or biweekly payments to complete your case, so you can pay the rest over time.

★★★★★
Client Reviews

Easy to work with, explained in full detail!! Happy that I choose these guys!! Continue Reading

More Testimonials

Tricia H.

Get To Know Us

There are reasons that Capstone Law helps more people get financial relief in the State of Utah. Find out why.

More Info >>

File Fast With Our
Affordable Bankruptcy Program

Eliminate the cost hurdle to get your case filed.

Get your case filed fast for $0 Down. That’s Right! Our Affordable Bankruptcy Program will get your case filed to stop garnishment, repossession, foreclosure, and creditor actions…and then we’ll setup small monthly or biweekly payments to complete your case, so you can pay the rest over time.

★★★★★
Client Reviews

Easy to work with, explained in full detail!! Happy that I choose these guys!! Continue Reading

More Testimonials

Tricia H.

Which Chapter of Bankruptcy is Right For Me?

Utah Chapter 7 Bankruptcy

Chapter 7 in Utah is often called a liquidation. In chapter 7 you are entitled to keep all your “exempt” property–or property that is protected. Any non-exempt property may be liquidated or sold on behalf of your creditors. Most people that file for chapter 7 don’t lose any property.

To find out how chapter 7 will impact your property, schedule your free Utah bankruptcy consultation today!

Our Utah Bankruptcy Attorneys will help you understand your situation and guide you through the entire process.

Utah Chapter 13 Bankruptcy

Chapter 13 in Utah is a debt consolidation and repayment plan. Generally, your plan repayment plan amount will be based on your disposable income. The repayment plan will normally last between 36 and 60 months.  Chapter 13 is appropriate when:

  • You have a higher income
  • You have more substantial assets
  • You want to avoid foreclosure
  • You want to avoid repossession
  • You want to restructure a secured loan such as a mortgage or auto loan

To find out how chapter 13 can help you, schedule a free consultation today!

Why Our Clients Choose Capstone Law

Flexible Payment Options

Whether you pay the full attorney’s fees upfront or select our low upfront bankruptcy option, you will be able to make flexible payments to pay for bankruptcy.

Experienced Utah Bankruptcy Attorneys

Get the experience you need to ensure your case is handled with the attention and care you deserve. We handle each case as if you were family…because to us you are.

Affordable Utah Bankruptcy

Unlike most Utah Bankruptcy Attorneys, we make obtaining the financial relief you need affordable with our flexible payment options.

Friendley & Compassionate Staff

We know we are biased, but we think our staff is simply the best. They are friendly, understanding, knowledgeable and very experienced.

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