Get Accurate Utah Bankruptcy Information
Utah Debunking Bankruptcy Myths
There are many misconceptions regarding Utah bankruptcy information that affect a person’s decision on whether they should declare bankruptcy. When considering bankruptcy, it is best to get accurate Utah information on bankruptcy from professional who has the legal expertise to answer all of your questions.
At Weekes Law, we have the knowledge you will need to fully discuss your options and dealing with foreclosure, collection calls, repossessions, wage garnishments, and other debt issues helping you determine if it’s right for you to declare bankruptcy Utah. Below we briefly answer some the common myths relating to bankruptcy.
All my debts can be eliminated through bankruptcy
Although you can discharge most debts, some debt will not be discharged through bankruptcy. These limited non-dischargeable debts include some taxes, alimony, child support payments and student loans.
My credit will be ruined for 10 years
While bankruptcy will appear on your credit report for up to 10 years, your credit rating will begin to improve as time goes on and as you re-establish your credit. If you have late payments, wage garnishments or lawsuits your credit has likely already been affected.
Filing bankruptcy is unethical or dishonest
The Constitution of the United States and federal law establishes bankruptcy courts and bankruptcy law. The right to declare bankruptcy is an unwritten provision of every contract entered into in the United States. This myth is frequently perpetuated by business debt collectors, many of whom have or will declare bankruptcy themselves. In fact, bankruptcy encourages taking financial risks, which is the foundation of capitalism, entrepreneurialism and the American dream. Read more in our blog article Why Is Bankruptcy A Constitutional Principal?
Bankruptcy is hard to get qualify for and get through
The questions is not whether you “qualify for bankruptcy”, but rather which chapter of bankruptcy applies to your situation. While it is very difficult to declare bankruptcy Utah and complete the process on your own, with the help of Weekes Law we make the process convenient and easy.
I won’t be able to get credit again
Not true. While you may pay higher interest rates for a period of time, it is common to get credit offers shortly after filing for bankruptcy.
Don’t fall for bankruptcy myths. Get accurate Utah Information on bankruptcy by requesting a Free Bankruptcy Consultation today!
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